Wrapping Up 2008

We’re just less than 24 hours to a brand new spanking year. As always, I approach every New Year with trepidation. I will look back on the year and think of all the New Year’s resolution that I set a year ago and realize that I failed to do whatever I have promised that I would do. This year is no different.

One of the nagging things that I failed to do is to purchase term life insurance

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. Yes, I know I have been procrastinating. I think the main reason is not my laziness in comparing insurance packages and find the one that suits me best but in fact, I am trying my best to avoid committing to more financial responsibilities. I guess this is something that I cannot escape from.

Now that a New Year is soon upon us, I guess I will once again be making a list of New Year’s resolution and I hope that this time, I will be able to see through most items on my list. I hope that I will REMEMBER them as the months pass.

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