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The other day, I wrote about the one hundred engineers who found that they have been laid off overnight when they arrived at their office only to find that it has closed for good. I really can’t imagine the financial predicament that they will face. Imagine being out of job without warning and I am sure most of these people are not prepared for it even though we already are living in the midst of a recession. We just never think that it would happen to us, right?

I personally know of people who would seek emergency loan at such a time. It’s just a short term loan until a job is found or when they have received some sort of compensation from their company. While some people would ask for a loan from friends and relatives, if this happens to me, I would rather take out a loan from a legal lender. At least, they wouldn’t talk behind my back!

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