4th of July

It’s the 4th in two days’ time. Although I am not in America, it is a significant day for me, and one that i will always remember and celebrate. It is the birthday of my long-time pen pal in Germany, someone whom I have known since we were 16 years old. Which means to say, […]

Tax-Free Haven

Having just returned from Langkawi, I must say that it’s taking me quite a while to get used to government taxes again. I don’t understand why some places can make do without taxes but other places need to take the tax path…. and we can only expect the rate of taxes to increase over time, […]