Archive for the ‘Personal Finance’ Category

Insurance On Standby

Tuesday, May 6th, 2008

A couple of weeks ago, my friend was taken ill and had to be hospitalized. Well, it was "only" food poisoning but her vomiting was bad enough that her doctors decided to put her on drip and she was required to stay the night at the hospital for observation. My friend ...

Secured Credit Cards Preferred

Friday, April 25th, 2008

The other day, I mentioned that my friend wants to apply for a credit card and that he could do it with a Fixed Deposit as collateral. This is great news in the sense that we are not able to provide any credit history. I found out that there are ...

Dealing In Rare Coins Legally

Thursday, April 24th, 2008

The other day, I was approached by a foreigner who wanted to sell me some foreign coins. Well, I was on alert mode not because of his skin color and the tarnished reputation of his countrymen BUT when it comes to trading commodities, even if they are only "coins", I ...

ACCENT Banking New Account Services

Tuesday, April 22nd, 2008

If you were an account holder of Accent Banking, I am sure you would have received notices that all accounts have been closed since 1st April, 2008. It's not even three weeks later that they now say that they have a new banking account service. If you do not know, Accent ...

Easy Mortgage Loan Calculator

Friday, April 18th, 2008

Buying a home is a tremendously weighty responsibility. How many years do you think you will be committing yourself to once you purchase a home? I would say, for the majority of us, it would be at least thirty years, unless we have the wealth of Paris Hilton. When my sister ...

Cheaper Than A Loan

Thursday, April 17th, 2008

My friend told me that he is planning to apply for a credit card. He used to have them but then decided to cancel the cards; I think he could not handle the temptation of charging his cards so he switched to debit cards. I told him that he should ask ...

The Arbor Day Foundation

Wednesday, April 16th, 2008

I received an email from HSBC about switching to eStatements and that for every customer that does that, they will plant a tree in his or her name in conjunction with the Arbor Day Foundation. From experience, I know that many people do not like to go paperless. I have already ...

MayBank or Public Bank Savings Account

Thursday, April 10th, 2008

A reader asked me if he should open a MayBank or Public Bank savings account. I told him that basically, all savings accounts are the same. After all, their main purpose is for us to save money :D To decide, I told him that he should open a savings account at ...

Happy Payday Loans

Wednesday, April 9th, 2008

Most people do not agree that we should apply for payday loans but when you need it, you need it. Other people's disagreement cannot help to put food on the table, you know? But even if you want to apply for a payday loan, where do you go to? Whom do ...

Public Bank Clearance Took FOUR Days

Sunday, April 6th, 2008

I know I have been blowing the trumpet of Public Bank and how efficient they are online and at the counter, except for their Card Department customer service on the phone, who until today, never returned my calls. Like I said, all my PayPal withdrawals took a total of three days ...