A friend called me up to tell me he has connections to purchase gold bullion from Thailand and asked me if I am interested. While I am interested in gold bullion, I am not interested when the dealing is not bank-to-bank. It sounds seriously fishy. I have actually been following the gold market and although […]

According to a report, more than eight million in the United States cancelled their credit card over the past year. The number of cards in circulation right now is 62 million compared to 70 million a year ago. Overall usage of credit cards also fell, in part because of consumer choices and bank actions, and […]

With Christmas coming up, I am cracking my head on what to buy. As I said in a previous post, I am still surviving after three rounds of shopping sprees but only barely. I used to think that shopping for gifts for guys is so difficult but shopping for my girlfriends is not any easier! […]

Since the imposition of RM50 government tax on principal credit cards and RM25 on supplementary cards, credit card users in the country have returned their excess credit cards and have relied on one or two cards only. This brought down credit card ownership from 10.8mil cards at the end of 2009 to 8.7mil currently. It […]

My friend told me that he has engaged a contractor, electrician and plumber to do minor renovations to the house in time for the New Year. Although there is still one month to a new year, these skilled people have already increased their rates! I don’t see why one MUST get the house in order […]

So Thanksgiving, Black Friday and Cyber Monday are over. And if you are still surviving financially after three rounds of shopping, there is Christmas shopping to be done. Many of my friends are already overdrawn on their credit cards because of these shopping sprees. Consumer products are just so much cheaper, not many could resist. […]

My sister told me about a customer who went to her store intoxicated. My sister was quite shocked as it was broad daylight and it is quite strange for people to drink during the day, right? But then my sister deals with rich ladies whom, I think, don’t know how to spend their day. If […]