I was talking to a friend recently and he told me that anyone could earn money but not everyone knows how to create residual income. Ah, that was what I have been wondering all along. While anyone of us could make a living while age is still on our side, I have been thinking where […]
Personal Finance
Living Life Debt Free
Is this possible for the common people? I don’t think so unless we decide not to buy our own house or car! I think the key to financial freedom is the ability to live comfortably even with debt. This is why learning to manage debt is so important to us. We should let debt control […]
Credit Card Limit Increased?
Buy cheap Viagra online Have you seen a credit card limit increase recently? Many of my friends who hold various credit cards from different banks and financial institutions have told me that they have had an increase in their credit limit even though some of their cards are hardly charged. Well, frankly, how many credit […]
Bank Interest Rates – One Cut Too Deep
I made a new placement on my Fixed Deposit account with CIMB Islamic called FRIA-i and was shocked to learn that instead of the 3.35% that I was receiving for three-month tenures, I will only be getting 3% per annum. That’s a reduction of 0.35%. I understand that for one month placements, investors would only […]
Weathering Tough Times
Although the economy seems to be better with the reduction in fuel price to approximately six months ago if you look at the health of the Ringgit and the stock market, you will be able to see the true picture. I just hope that this downturn is just a short intermission, though, and things will […]
Citibank Shell Credit Cards
My friend, Fatty, asked me if I know of any credit card from a reputable issuing bank that comes with unbeatable rebates and freebies. I did not know since I am not on the market for credit cards. I told Fatty that I am holding more cards than I could use but Fatty said that […]
Economic Distress
Many of my friends, even those outside of the United States, are telling me that they are feeling the financial pinch. I know I am. I dare not even spend any money unnecessarily because I have no idea when the economy improves so I may need to dig my savings for daily expenses. I would […]