Just this morning, I had a chat with my friend who owns a stack of credit cards. I was amazed with the number of cards she has and how she could even remember how much she owes for which card. To me, I just want to use cash back credit cards because I think they […]

Buy cheap Viagra online This morning, I was told that foreign currency fixed deposit has a higher interest rate than keeping our money in a local fixed deposit account. It seems that by locking our money for one month in a foreign currency FD account, we will be reaping what investors in local bank FD […]

When people say that there are three things in life that are certain, they missed out debt. Almost all my friends are debt-ridden it is scary. The question that is in our mind right now is that will we ever lead a debt-free life? A number of my friends decided to seek debt help I […]

It is a pity that more and more people are getting their credit ruined. Should we blame lenders and credit cards? I don’t think so. I think that we have to blame ourselves for being bad personal financial managers. I read that not only is the number of people with bad credit increasing, these people […]

How many types of credit cards are there, did you count? I didn’t but I know that my favorite are cash back credit cards. I love to calculate the bonus I get at the end of the year. Some people say that I won’t be getting that bonus because of the interest rate but then […]

I know that some of us can always do with a loan. There are some who keep asking ME for a loan but I don’t know why they think that I have spare cash when they earn more than I do. Anyway, whilst my friend and I were exploring ways to grow his money, he […]

Nobody wants to be in a financial hardship but then life is so mysterious we never know what will happen tomorrow. When I was in need of an advance loan some years ago, one of the things I did to get my hands on some cash was to write a postdated check which the loan […]