If you recall, I have a friend who is acquiring property like it’s a game of Monopoly. He told me about a new concept that he is experimenting with, called buy-to-let mortgage, which means that he takes out a mortgage to acquire a property with the sole intention of renting it out. I think that […]

When my sister was contemplating buying a home, she was undecided until her employer told her that there is no right or wrong time to take out a loan. My sister ended up taking out two home loans, one for a shorter period and another for thirty years. My sister was advised that she could […]

Buy cheap Viagra online The other day, I posed a question in a forum about HSBC USA account and one member thought that I am so ignorant that I do not know how to differentiate an HSBC US account with an HSBC USD account. We, Malaysians, and people who are in the same boat, are […]

As you know, I have been researching life insurance for the past couple of months. Before this, I am ashamed to admit that I know nothing about life insurance. Since I decided that I really need to get myself covered, I have been reading up on the various insurance packages to see which are most […]

A friend just sent me an urgent text message asking for a loan. I do not know if I should help him out because this is not the first time and I do not want to encourage him further. He has been borrowing one loan to cover the other and has been in this viscous […]

I have been a member of various forums but my current focus is joining a forum that helps me to improve on my business or could help me earn some money on the side. Of course, I am not talking about get rich quick schemes because I never believe in that. What I prefer is […]

Managing personal finances is a subject close to my heart. As a business person, the fear of going bankrupt is very real on top of the fact that a few of my male relatives, my grandfather, grand uncle, uncle and cousin, are all bankrupts. If I were any superstitious, I would think that my family […]