I met an old friend last evening. Actually, she dropped by my house unannounced. During our chat, she asked what I am doing now, and asked if I am happy doing what I do. She said that as long as one has the passion, one can continue in the profession for a long time. She […]
NO EPF Withdrawals To Settle Credit Card Debts
The Malaysia government has clarified that bankrupts are not allowed to withdraw their EPF funds, a retirement fund, to settle their credit card debts. Out of the 19,575 individuals declared bankrupt last year, about 1,284 were declared bankrupt because of credit card debt. This 6.6% is considered small. Anyway, the withdrawal of EPF funds to […]
Fewer Debt Defaulters Among Younger Malaysians
I was at an Agensi Kaunseling dan Pengurusan Kredit (AKPK) briefing for representatives from financial institutions a couple of weeks ago. According to the CEO, there has been a steady decline of debt defaulters from the younger generation of Malaysians. She credit this to AKPK’s continuous efforts to educate consumers, generally, and the young in […]
New F&B Outlet
An associate is going to set up a restaurant, with a chill bar. He is buying a lot of equipment and utensils for it. Knowing the market here, I am not very optimistic about his business but he is most enthusiastic. I already bought a mackie mixer, even while he is still looking for a […]
Souvenir Shopping Stress
During my recent outing to Terengganu, I only bought key chains and fridge magnets for my friends. These re quite pricey but as they are popular souvenirs, it is understandable. I actually didn’t want to buy anything at all because I am tightening my belt plus trying to reduce the weight of my luggage, but […]
Tired Feet
The other day when we went to Terengganu to observe turtle lay eggs, we walked almost 3km! We were so,so tired. Some of us did not have proper shoes on, and even though I wore slippers, it was still not ideal. Now that we are home, I better get , for my next travel, where […]
New eBay Account
A couple of days ago, something really weird happened to me. I received an email from eBay UK, thanking me for creating a new account with them. Shortly thereafter, I received email notification of two purchases on eBay and subsequently, payment was made via PayPal. The weird thing is that these emails seemed genuine enough, […]